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What is a Secure Socket Layer?
The secure socket layer protocol (SSL) is an Internet standard security technology, which uses digital keys to encrypt private data, such as credit card information on an order form, sent from your customer's web browser to the web server hosting your E-commerce site. Do to the decentralized and very dynamic nature of the Internet, it is possible that a third party could try to look at the private data as it traveled through one of the many networks between the customer and your site. This technique, know as packet sniffing, is only effective when the data is sent in plain text. However, because the data sent over SSL is encrypted, it would be completely unusable by the hacker.
 
How does a Secure Socket Layer Work?
Below you'll find two images. The first image displays the risk involved in transmitting data in a "non-secure" way. The second image will display the benefits of having an SSL certificate installed on your website.

Website without SSL

With the SSL, the sensitive information such as credit card numbers or personal information such as a Driver's License number is sent through the internet as plain text which could be possibly be picked up by a malicious hacker through packet sniffing. If your customer's information were to be stolen the merchant would be blamed for allowing the information to be leaked out to the hacker.

Website With SSL

The digital certificate is installed on both the customer's web browser and the merchant's website which encrypts all of the information submitted to and from the website. Note that the SSL does not prevent packet sniffing. However, any data viewed by a hacker would be in random, non-sequential characters so it would become useless.
What is a Shared SSL?
Most Web hosting companies will offer a complimentary shared SSL certificate to their clients. Note that the information on the shared SSL certificate will not match your domain name. This means that each time a visitor visits enters a website in a secure mode using the shared SSL, he/she will be greeted with a message (see image below) prompting them that the SSL certificate does not match the domain name. This could prompt the website visitors to think the it is an illegitimate site.
Spoofing a server
It is possible for a hacker to spoof a web server. The hacker can collect the credit card information with spoofing. But what does spoofing mean?

Web spoofing is the act of secretly tricking a web browser into talking to a different web server than it intended to. How? By attacking the DNS (domain name system) that maps the "www.website.com" in a URL to a network address, or by modifying a Web page to have a bad URL, or by tricking the web browser as it interprets CGI, ASP, PERL data, JavaScript, etc.

After your browser has been fooled, the spoofed web server can send the visitor fake web pages or prompt the visitor to provide personal information such as a  login ID, password, or even credit card or bank account numbers. If done carefully, the visitor probably will not even notice that you have been duped.

With the Authentic SSL, your server cannot be spoofed while running in the SSL mode. It is literally impossible. Because it introduces the possibility of spoofing, shared SSL provides a much less secure environment for your customers.


If a domain does not match the secure certificate the visitor will most likely end up with an error such as the one above!

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